Are you sick of paying high premiums and want a cheaper car insurance policy? If the answer is yes, then read on because I have some fantastic money saving suggestions that could reduce the cost of your motor insurance quote even lower.
Buying a car insurance policy online is a great way to get more savings because nearly all car insurers and brokers all offer an online discount when you purchase a policy from them no matter what your driving status is. Most leading companies can offer a discount of up to 25%.
Another way of getting savings is if you have an excellent no claims bonus record. A no claims discount and could be up to 70% with some providers, which is quite a good discount when you think about it and would not like to loose a discount like that. Well, you can pay extra with most policies to protect your no claims status, so you’ll always be eligible for a discount like this. If you are a motorist who has over five years no claims bonus built up you should be able to get a good discount that should have appositive impact on the price of the premium.
Parking your vehicle at night time in a secure location can get you discounts. Paring it in a locked garage can get you a small saving. Try not to park your vehicle on the road as it is considered higher risk of getting damaged or broken into. If you have an alarm fitted on your motor you should also get another discount as it guards your vehicle against thieves. Add an immobiliser or standard alarm system should suffice.
The amount of miles that you drive in your car over the year is a factor than insurers will use to calculate the bill. If you drive less than 12,000 miles you should see a reduction in your premium and get savings. So think about driving less or travelling on public transport more.